R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

4 Bankruptcy Myths Bankruptcy has become more widely accepted, but it is still not without stigma. There are plenty of myths out there and far too many of these myths are accepted as truth about bankruptcy. People hear the myths and allow themselves to be fooled into not filing or postponing filing. This can end […]

Avoid Bankruptcy Fraud Most people think of fraud – especially fraud related to financial matters – as something committed by criminals. A person intends to break the law, they break the law, and if everything works out as it should they are punished for their wrongdoing and justice is served. But did you know that […]

Mistakes missing target

Avoiding Mistakes in Bankruptcy Bankruptcy can provide the relief you need when you are drowning in debt, but only if it’s done properly. Too many people leap into bankruptcy only to discover things don’t turn out as they’d hoped. Filing for bankruptcy has specific requirements and when your obligations are not met, the discharge available […]

Personal belongings

How does Bankruptcy Affect Personal Belongings One of the biggest concerns people have when considering bankruptcy is losing everything they own. It’s likely something you’ve considered if you’re struggling financially. The truth is filing for bankruptcy can put some of the things you own at risk, but you aren’t going to lose all of your […]

Reaffirming debts can make a bad situation worse. Reaffirming a debt can help you manage your financial situation, but it’s not a fix-all. In some cases, it can lead to a great deal of stress and make a bad situation worse. How do you know reaffirming a debt is the right option? There are a […]

Ignoring

Ignoring Debt Is Not a Solution There are many problems in life that ignored will go away. Unfortunately, debt is not one of them. Ignoring your debt will cause your situation to get worse and the longer you hide from it the less likely it is to go away. So why do people think ignoring […]

When you neglect to pay a debt that creditor has the legal right to file a lawsuit against you. It might seem drastic or intimidating, but it’s actually fairly common. Creditors often take legal action against consumers to collect on debts because they know that even the threat of a lawsuit can prompt a debtor […]

There are many reasons why people struggling financially postpone or avoid bankruptcy. In some cases, that reason is their children. As much as they’d like to utilize the benefits of bankruptcy, they are concerned that doing so would negatively impact their children. Have you put off bankruptcy because you’re worried it could affect your children? […]

Filing for Chapter 7 bankruptcy can be a great way to make a fresh start with your finances. And for many people, the experience is relatively stress-free. Once they work up the nerve to file they realize it wasn’t as bad as many believe, and within a matter of weeks they are working their way […]

When you file for bankruptcy the court assigns a trustee to your case. This is the person responsible for making sure your creditors get what you owe them. He or she is knowledgeable about the bankruptcy process and can get things completed efficiently, but as much as a trustee might seem supportive or like a […]

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