R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

is it ok to spend money if I plan to file for bankruptcy?

Deciding to file for bankruptcy can be difficult. It is a complicated process that requires careful consideration and planning, especially when it comes to spending money. If you are considering bankruptcy, you may be wondering if it’s okay to spend money before filing. Here’s what you need to know: When Is It OK To Spend […]

 questions to ask before filing for bankruptcy

What are the most important questions to ask before filing for bankruptcy? If you’re considering filing for bankruptcy, you’re not alone. Hundreds of thousands of Americans file for bankruptcy every year. People who file range from those with low to moderate income struggling to make ends meet to people with significant income and/or assets and […]

how to know if you qualify for bankruptcy

If you’re considering filing for bankruptcy, you’re probably wondering if you qualify to file. The answer isn’t always simple and many factors play a role. What do you need to know? What is Bankruptcy? First things first: let’s define bankruptcy. Bankruptcy is a legal process that allows individuals or businesses to get relief from some […]

6 Tips for Handling Credit Card Debt

credit card debt

Assuming you’re not in danger of defaulting on your credit card payments, there are a few strategies you can use to minimize the amount of interest you pay and get out of debt more quickly. 1. Pay More than the Minimum Payment Due The minimum payment is usually just a small percentage of your overall […]

student loan forgiveness

If you’re like most college graduates, you’re probably wondering how the new student loan forgiveness program will work and what you need to do to qualify. Here’s what you need to know about the 2022 Student Loan Forgiveness Program. How do you qualify for forgiveness and what do you need to do? Check Your Eligibility […]

what is a chapter 13 bankruptcy trustee

What is a Chapter 13 bankruptcy trustee? The Chapter 13 Trustee is an important part of every bankruptcy case. Most people are intimidated by the thought of a trustee overseeing their bankruptcy case. There’s no need to be. Trustees aren’t there to attack you either, nor do they treat you unfairly. They are doing their […]

economic turmoil

If you’re facing financial struggles and considering bankruptcy, you aren’t alone. Bankruptcy filings have increased a great deal since the economic turmoil of 2020 began. Experts expect this trend to continue for the foreseeable future. The debt load is a combination of many factors. Some people have huge amounts of medical debt, in some cases […]

how do you know when to file for bankruptcy?

Everyone’s financial situation is different. So how do you know when to file for bankruptcy? The best thing you can do is speak to a bankruptcy attorney. Only a bankruptcy attorney can evaluate the big picture and help you determine whether you should file for Chapter 7 or Chapter 13 bankruptcy. That said, some common […]

pro se bankruptcy

What does it mean to file bankruptcy “pro se”? Pro se, which is short for the Latin phrase propria persona means “for one’s own self” or “on one’s own behalf.” A pro se case means an individual is without attorney representation. The US legal system allows anyone to represent themselves. However, just because it’s an […]

how to protect assets from bankruptcy

One of the biggest concerns people have is how to protect assets from bankruptcy when filing. Bankruptcy offers several benefits to those who opt to file, but these benefits are in exchange for turning control of assets over to the bankruptcy court and the trustee appointed to the case. The trustee has the power to […]

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