R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

benefits of bankruptcy

Filing for bankruptcy may seem like a scary proposition, but it can actually offer relief and a fresh start for many homeowners. If you’re struggling to keep up with your mortgage payments or are facing foreclosure, bankruptcy may be the best option for you. Here are three benefits of filing for bankruptcy when you own […]

What are Title Pawns?

title pawns

Title pawns or title loans are secured loans that use your vehicle’s title as collateral. These loans are typically short-term and have high-interest rates. If you default on the loan, the lender can repossess your vehicle. People use title pawns to borrow money without having to endure an invasive credit check or meet certain other […]

Tax Responsibilities of Shutting Down a Business

If you’re a business owner and you’ve decided to close, do you know the tax responsibilities of shutting down a business? There’s a lot to consider if you’ve decided to shut down your business. Doing so is a major decision and shouldn’t be taken lightly. However, it’s the best option for many business owners. Why […]

pro se bankruptcy

What does it mean to file bankruptcy “pro se”? Pro se, which is short for the Latin phrase propria persona means “for one’s own self” or “on one’s own behalf.” A pro se case means an individual is without attorney representation. The US legal system allows anyone to represent themselves. However, just because it’s an […]

hiding assets in bankruptcy

Someone filing for bankruptcy must be completely transparent about their financial situation. Failing to do so and hiding assets in bankruptcy leads to serious legal issues. It also destroys your chance of debt discharge and overall success when you file for bankruptcy. As uncomfortable and embarrassing as it might be, everyone filing for bankruptcy must […]

401k protected from bankruptcy

In most cases, your 401k is protected from bankruptcy. However, it’s important to work with an experienced attorney when filing because every state has different laws and exemptions. Bankruptcy protection doesn’t apply to all retirement savings. Bankruptcy laws are complicated and 401k savings and other assets. Working with an expert who understands the laws affecting […]

how to protect assets from bankruptcy

One of the biggest concerns people have is how to protect assets from bankruptcy when filing. Bankruptcy offers several benefits to those who opt to file, but these benefits are in exchange for turning control of assets over to the bankruptcy court and the trustee appointed to the case. The trustee has the power to […]

does bankruptcy eliminate all debt

Does bankruptcy eliminate all debt or will friends and family who lent you money be out of luck if you file? Here’s what you need to know. If you’re considering bankruptcy or you’ve recently filed, it’s tempting to repay any money owed to relatives or friends first. This way you won’t need to worry about […]

Most parents put their child’s well-being ahead of everything else. But despite their best intentions, financial issues can interfere with the ability to provide for a child. When money issues arise, many parents wonder “does bankruptcy cover child support?” One of the first things a parent relying on or providing child support questions when considering […]

unemployment and bankruptcy

Unemployment and Bankruptcy Dealing with a job search is bad enough without having to worry about money being tight or debts going unpaid. But unfortunately, financial problems are often a part of unemployment. For many, unemployment causes a financial situation bad enough to lead to bankruptcy. What should you know when it comes to unemployment […]

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