Giving up all of your assets is one of the most daunting aspects of filing for bankruptcy. Nobody wants to have to part with their hard-earned money and possessions. Fortunately, this is rarely the case when you file for bankruptcy. There are many ways to protect your assets, at least some of them when you […]
Foreclosure is a frightening and overwhelming experience. It’s something nobody wants, but for some, it’s unavoidable. Luckily, you have options. For some bankruptcy is the best route. Will bankruptcy stop foreclosure? It can, but it’s not always a simple process. When you’re behind on your mortgage payments, it’s important to understand all of your options […]
If you’re considering filing for bankruptcy, you’re probably wondering if you qualify to file. The answer isn’t always simple and many factors play a role. What do you need to know? What is Bankruptcy? First things first: let’s define bankruptcy. Bankruptcy is a legal process that allows individuals or businesses to get relief from some […]
What happens if you can’t afford bankruptcy payment obligations? Chapter 13 bankruptcy is a great way to get your finances in order after struggling to make ends meet. However, for some people, even filing Chapter 13 isn’t enough to get them back on track. If you’re having trouble making your payments, the first thing you […]
Can you file bankruptcy without your spouse? The short answer is no, most people should not file for bankruptcy without their spouse. Bankruptcy is a legal process that can have serious financial implications for both parties involved, so it’s best to go through the process together. There are a few exceptions to this rule, however. […]
If you’re dealing with creditor harassment, there are a few things you can do to try to put an end to it. 1. Cease and Desist Letter If you are being harassed by a creditor or debt collector, you may be able to stop the harassment by sending a cease and desist letter. A cease […]
Filing for bankruptcy may seem like a scary proposition, but it can actually offer relief and a fresh start for many homeowners. If you’re struggling to keep up with your mortgage payments or are facing foreclosure, bankruptcy may be the best option for you. Here are three benefits of filing for bankruptcy when you own […]
Title pawns or title loans are secured loans that use your vehicle’s title as collateral. These loans are typically short-term and have high-interest rates. If you default on the loan, the lender can repossess your vehicle. People use title pawns to borrow money without having to endure an invasive credit check or meet certain other […]
If you’re a business owner and you’ve decided to close, do you know the tax responsibilities of shutting down a business? There’s a lot to consider if you’ve decided to shut down your business. Doing so is a major decision and shouldn’t be taken lightly. However, it’s the best option for many business owners. Why […]
What does it mean to file bankruptcy “pro se”? Pro se, which is short for the Latin phrase propria persona means “for one’s own self” or “on one’s own behalf.” A pro se case means an individual is without attorney representation. The US legal system allows anyone to represent themselves. However, just because it’s an […]
