R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

Mistakes missing target

Avoiding Mistakes in Bankruptcy Bankruptcy can provide the relief you need when you are drowning in debt, but only if it’s done properly. Too many people leap into bankruptcy only to discover things don’t turn out as they’d hoped. Filing for bankruptcy has specific requirements and when your obligations are not met, the discharge available […]

Personal belongings

How does Bankruptcy Affect Personal Belongings One of the biggest concerns people have when considering bankruptcy is losing everything they own. It’s likely something you’ve considered if you’re struggling financially. The truth is filing for bankruptcy can put some of the things you own at risk, but you aren’t going to lose all of your […]

Reaffirming debts can make a bad situation worse. Reaffirming a debt can help you manage your financial situation, but it’s not a fix-all. In some cases, it can lead to a great deal of stress and make a bad situation worse. How do you know reaffirming a debt is the right option? There are a […]

Puzzle Key

Bankruptcy and Foreclosure: This Chapter 13 Solution May Help Everyday people receive notice of pending foreclosure on their home. Even if they’ve done everything they can to keep their payments in good standing, keeping up can be difficult. If you own a home, you already know how difficult it can be to afford to pay […]

Healthcare Bills and Bankruptcy Medical bills are one of the primary causes of bankruptcy. Whether you’re dealing with a chronic illness and over time the cost has ballooned, or you experienced an unexpected health emergency, medical expenses can be astronomical and throw even the most conservative financial plan off track. Many people dealing with financial […]

Road to recovery

Is Chapter 13 Bankruptcy is Right for Me? Bankruptcy is a big decision and it’s the first of a few you’ll make when you decide to file. Choosing which type of bankruptcy – Chapter 7 or Chapter 13 – will be one of the most important choices you’ll make during the process. How do you […]

Bankruptcy Fraud Frequently Asked Questions Bankruptcy can be denied for a variety of reasons and fraud is one of the most common. Any time the court suspects someone has attempted to hide assets or income or has not been 100 percent transparent regarding their financial situation, they can dismiss the case with accusations of fraud. […]

bankruptcy

Chapter 13 Bankruptcy Payments Chapter 13 provides an opportunity to repair your situation life and get things back on track. It’s often referred to as “wage earners’ bankruptcy” because it’s only an option for those who have an income and can afford to make payments toward their debts. Instead of out-and-out discharging all of your […]

Ignoring

Ignoring Debt Is Not a Solution There are many problems in life that ignored will go away. Unfortunately, debt is not one of them. Ignoring your debt will cause your situation to get worse and the longer you hide from it the less likely it is to go away. So why do people think ignoring […]

Debt

A long time ago there was such a thing as debtors’ prison. Anyone who didn’t pay their bills could end up spending time behind bars. Today, the average person faces only financial repercussions for unpaid debts. These can be fairly extreme – wage garnishment, seizing of bank accounts, liens on property – but rarely does […]

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