R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

bankruptcy filings

In the ever-evolving landscape of financial challenges, the world of bankruptcy is no stranger to fluctuations. The latest statistics released by the Administrative Office of the U.S. Courts reveal a notable 16.8 percent increase in total bankruptcy filings over the twelve months leading up to December 31, 2023. This surge, encompassing both business and non-business […]

Should I File Bankruptcy for Credit Card Debt?

should I file bankruptcy for credit card debt

Credit card debt is one of the most common forms of consumer debt. High-interest rates, growing balances, and fees make it difficult for many people to tackle their credit card bills. For some, bankruptcy may seem like an attractive solution to their financial problems. But is bankruptcy the best choice for those struggling with credit […]

can I sue a debt collector for emotional distress

Nobody likes to be in debt. The constant harassment from debt collectors can make life even more difficult and stressful. For many people, the experience of dealing with debt collectors has been traumatic, to the point where it’s affecting their emotional well-being. If you’re one of those people, you might be wondering whether you can […]

Will Bankruptcy Ruin My Life?

will bankruptcy ruin my life

No one sets out on the path to bankruptcy with enthusiasm. Financial challenges are something nobody wants. But unfortunately, for some, it’s the only option. If you’re considering bankruptcy, you might wonder about its lasting impact on your life. The truth is that bankruptcy can have both short-term and long-term consequences. Understanding these consequences is […]

Can You Add Debt to Chapter 13?

Chapter 13 bankruptcy is designed to help people struggling with debt who want to repay their creditors over time. It requires you to create a repayment plan that lasts three to five years. Of course, life doesn’t always go according to plan, and circumstances can change. If you find yourself in a situation where you […]

Does Bankruptcy Clear Child Support Arrears?

does bankruptcy clear child support arrears

Financial challenges can often lead people to file for bankruptcy, which provides them with some relief from the overwhelming debts and financial struggles. One question many people have when they file for bankruptcy is whether it clears their child support arrears. The answer to this question is not straightforward. It depends on the type of […]

Is Alimony Dischargeable in Bankruptcy?

is alimony dischargeable in bankruptcy

Divorce is challenging in so many ways. Often, financial concerns are one of the most significant sources of stress in a divorce. When alimony payments add to the existing financial burden, the situation can become overwhelming. What happens when you pay alimony and must file for bankruptcy? Can alimony be discharged like other debts? Is […]

should you file for bankruptcy before or after divorce

Divorces can be emotionally and financially exhausting. For couples struggling with debt, the process can get even more complicated. When your marriage is on the rocks and you’re facing financial hardship, declaring bankruptcy could be a smart decision to get back on track with your finances. But what if you’re also considering a divorce? Should […]

Can I Keep One Credit Card During Bankruptcy?

can i keep one credit card during bankruptcy

If you are considering filing for bankruptcy, you are probably wondering what will happen to your credit cards. A common question that many people have is whether they can keep one credit card during the bankruptcy process. While the answer depends on your unique situation, in some cases, it is possible to keep one credit […]

What’s Better Bankruptcy or Debt Settlement?

what's better bankruptcy or debt settlement

Debt can be overwhelming and can leave you feeling like there’s nowhere left to turn. But when it comes to settling your debts, there are different paths you can take, two of which are bankruptcy and debt settlement. It’s essential to understand the pros and cons of both options so that you can make an […]

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