R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

How to Fix Mistakes on My Credit Report

fix mistakes on my credit report

How important is it to fix mistakes on my credit report? Past due accounts and other financial mistakes that appear on your credit report negatively impact your score. The lower your score the less likely companies are to extend you credit and grant access to leases, loans, and other financial tools. It’s important to do […]

does bankruptcy eliminate all debt

Does bankruptcy eliminate all debt or will friends and family who lent you money be out of luck if you file? Here’s what you need to know. If you’re considering bankruptcy or you’ve recently filed, it’s tempting to repay any money owed to relatives or friends first. This way you won’t need to worry about […]

Can I Get a Mortgage If I Filed for Bankruptcy?

Can I Get a Mortgage If I Filed for Bankruptcy?

Are you concerned about getting a mortgage or taking out another type of loan after filing for bankruptcy? Here’s what you need to know. Filing for bankruptcy resolves a variety of financial issues. Unfortunately, it isn’t all good news, though. Bankruptcy remains on your credit report for many years after you file. It negatively impacts […]

bankruptcy and marriage

Just about everything that happens in your life affects your spouse. Even if there is no direct effect, spouses are indirectly affected by things occurring in their partner’s life. Bankruptcy emotions almost always affect a person’s marriage. The choices you make and the things that happen to you affect your marriage whether you want them […]

Most parents put their child’s well-being ahead of everything else. But despite their best intentions, financial issues can interfere with the ability to provide for a child. When money issues arise, many parents wonder “does bankruptcy cover child support?” One of the first things a parent relying on or providing child support questions when considering […]

can your credit score improve

Anyone emerging from bankruptcy wonders “can your credit score improve?” And if so, what can you do to make it happen fast? Here’s what you need to know. Repairing your credit, especially after bankruptcy, can feel like an uphill battle. There’s no doubt it’s a process. However, having specific actions to take that gradually boost […]

How Do You Know When to File for Bankruptcy

How Do You Know When to File for Bankruptcy For most people, filing for bankruptcy is a last resort. It happens when it needs to happen. Unfortunately, this backs people into a corner. The risk of something going wrong when you have no choice about when to file is higher. For some people, this means […]

unemployment and bankruptcy

Unemployment and Bankruptcy Dealing with a job search is bad enough without having to worry about money being tight or debts going unpaid. But unfortunately, financial problems are often a part of unemployment. For many, unemployment causes a financial situation bad enough to lead to bankruptcy. What should you know when it comes to unemployment […]

bankruptcy and death

Death and Bankruptcy Whether you are filing or you know a loved one has recently filed, there are several things you should know about death and bankruptcy. For example, should you worry about what will happen to your family if you die before finishing the bankruptcy process? What if a loved one dies mid-way through […]

bankruptcy and 401k

401k and Bankruptcy A 401k retirement savings plan is one of the primary ways people save for the later years in their life when they won’t be working. It allows you to automatically put money into savings gradually. The deposits are tax-deferred and in most cases, a portion is matched by your employer. It’s easy […]

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