For years, people have repeated the same line about student loans: “You can’t get rid of them in bankruptcy.” It’s not exactly true, but it’s also not entirely wrong. The path is narrow, and it runs straight through something called the Brunner test. This test is a legal standard that determines whether a borrower qualifies […]
If you’re struggling to meet your basic financial obligations due to student loan payments, you aren’t alone. The good news is that you have a variety of options available for helping you deal with student loans. A lot of people are finding that their plans for the future, including homeownership, changing jobs, or starting families, […]
Student loans are often described as “non-dischargeable.” That phrase gets repeated so often that many people assume bankruptcy can’t help them with student loan debt. This isn’t entirely true. There is a legal pathway to discharging student loan debt in bankruptcy. It’s narrow. It’s demanding. But it exists, and it centers on one concept: undue […]
