R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

For years, people have repeated the same line about student loans: “You can’t get rid of them in bankruptcy.” It’s not exactly true, but it’s also not entirely wrong. The path is narrow, and it runs straight through something called the Brunner test. This test is a legal standard that determines whether a borrower qualifies […]

sudden credit score drop and bankruptcy options

A sudden credit score drop can feel like the financial version of an unexpected alarm going off at 3 am You know something happened, but you’re not sure what, and the more you look, the more confusing it gets. Before deciding whether bankruptcy should be part of the solution, it helps to understand what your […]

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