R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

When you neglect to pay a debt that creditor has the legal right to file a lawsuit against you. It might seem drastic or intimidating, but it’s actually fairly common. Creditors often take legal action against consumers to collect on debts because they know that even the threat of a lawsuit can prompt a debtor […]

Bankruptcy can be a smooth transition from financial strife to a much easier life, but in some cases the person filing for bankruptcy faces a few bumps along the way. This is especially true when someone files a lawsuit against you during bankruptcy. In many instances, the automatic stay bankruptcy creates protects you from legal […]

What is Zombie Debt?

Zombie debt. It’s a term that sounds scary and it’s used to describe a phenomenon that can be scary for someone who believes a debt to be a thing of the past. How does a debt come back to life – like a zombie? In the credit world, debts are often sold to third-party financial […]

Filing for bankruptcy is a big step and one of the reasons people postpone the process is because they are scared to make a mistake. For good reason, too. Submitting incomplete or misleading information when you file for bankruptcy can result in rejection of your bankruptcy request. This is true even if your mistake was […]

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