R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

Bankruptcy Secrets

Bankruptcy Secrets Bankruptcy shouldn’t be your financial goal, but you also shouldn’t consider it your worst-case scenario. It’s a helpful tool that makes it possible to get back on track after you’ve hit a financial bump in the road. Knowing a few bankruptcy secrets helps you decide whether filing is right for you. As more […]

6 Ways Debt is Bringing You Down

debt bringing you down

Debt Bringing You Down? It’s no secret that debt is a burden for many. Even a small, manageable amount of debt can become problematic if a drastic change occurs in your life. You can fall behind on a once-affordable mortgage or car loan with the loss of a job or unexpected medical bill. But imagine […]

Medical Debt

Medical Debt The COVID-19 pandemic has brought most things to a temporary halt, but efforts to collect a medical debt is not one of those things. Anyone with an unpaid medical bill – regardless of whether they’ve been personally affected by COVID-19 via layoff, termination, or actually contracting the virus – might still face aggressive […]

Should I Reaffirm Any of My Debts?

Reaffirming debts can make a bad situation worse. Reaffirming a debt can help you manage your financial situation, but it’s not a fix-all. In some cases, it can lead to a great deal of stress and make a bad situation worse. How do you know reaffirming a debt is the right option? There are a […]

Ignoring

Ignoring Debt Is Not a Solution There are many problems in life that ignored will go away. Unfortunately, debt is not one of them. Ignoring your debt will cause your situation to get worse and the longer you hide from it the less likely it is to go away. So why do people think ignoring […]

What is Zombie Debt?

Zombie debt. It’s a term that sounds scary and it’s used to describe a phenomenon that can be scary for someone who believes a debt to be a thing of the past. How does a debt come back to life – like a zombie? In the credit world, debts are often sold to third-party financial […]

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