Brunswick : (912) 554-3774
Hazlehurst : (912) 375-5620
Jesup : (912) 554-3756

R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

Is It Possible for Someone to Sue Me While I’m in Bankruptcy?

Bankruptcy can be a smooth transition from financial strife to a much easier life, but in some cases the person filing for bankruptcy faces a few bumps along the way. This is especially true when someone files a lawsuit against you during bankruptcy. In many instances, the automatic stay bankruptcy creates protects you from legal action, but there are times when legal action can complicate the bankruptcy process.

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Three Surprising Facts about Bankruptcy – And Why You Should Know the Truth before You File

Filing for bankruptcy comes with a number of emotions: fear, apprehension, anxiety, overwhelm, and hopefully, a bit of excitement that you are finally getting your financial situation under control. Unfortunately, there are a number of misconceptions about bankruptcy that often interfere with the excitement and instead, cause negative emotions to take over. For some, these negative emotions based on misconception delay the filing process, leading to a worse financial situation than necessary.

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What are Joint Bankruptcy Petitions?

When you decide to pursue bankruptcy, you have the option of filing as an individual or filing a joint petition if you are married. When you file jointly, the bankruptcy court reviews both your credit history and the credit history of your spouse, and makes their decision about your bankruptcy based on information from the two of you. When you file a joint petition, you are filing for a single bankruptcy, but you are doing so based on the financial situation of two people.

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What is Zombie Debt?

Zombie debt. It’s a term that sounds scary and it’s used to describe a phenomenon that can be scary for someone who believes a debt to be a thing of the past. How does a debt come back to life – like a zombie?

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What Happens If I Forget to List a Creditor on My Bankruptcy Application?

Filing for bankruptcy is a big step and one of the reasons people postpone the process is because they are scared to make a mistake.

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Breaking Bankruptcy Laws: What You Don’t Know Can Get You Into Trouble!

Bankruptcy is a major life changing event. Though it might not seem like it at first, it is a positive step in the right direction. It’s a commitment, not only to yourself to build a brighter financial future, but to the bankruptcy court and your creditors. And like all big commitments, there are guidelines and things required from you – legal requirements that if not met, could get you into trouble.

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Is there an Upside to Bankruptcy? Exploring the Benefits of this Life Changing Decision

Bankruptcy is considered a dreaded financial decision by many, but the truth is it can improve your life if you are currently experiencing a financial crisis. Bankruptcy is a tool available to help you improve your situation. It can take a bad situation and make it better, and give you the resources needed to get your finances back on track. Bankruptcy offers a variety of benefits, including:

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How You Can Prepare for Your Bankruptcy

One of the most intimidating things about bankruptcy is not knowing exactly what to expect. Feeling prepared for your bankruptcy journey and understanding your responsibilities in advance can put you at ease and make the process much easier. Preparation can also make things go smoothly and help you focus on the benefits of filing.

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Is Bankruptcy Actually Helpful to Your Credit Score?

Bankruptcy is viewed by many as a last resort – something they do when there are no other options and they are faced with the direst of consequences caused by their financial struggles. Most people also believe their credit scores will suffer when they file for bankruptcy and many choose to postpone filing because they don’t want to damage their credit. Unfortunately, this can make their existing financial challenges even worse.

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Georgia Bankruptcy Tips for the Holiday Season

If you are struggling financially and dreading the holiday season, you are not alone. This can be the toughest time of year for anyone who has fallen behind in bill payments and is facing financial challenges. Luckily, there are things you can do to make the holiday season easier, and to set yourself up for a much brighter financial 2017.

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How Filing for Bankruptcy Can Help You with Foreclosure

For many people, filing for bankruptcy is a last resort – something they would consider if no other option were available. The truth is bankruptcy is a tool that can be useful helping you with financial challenges, especially foreclosure. You don’t need to wait until you are desperate to consider how bankruptcy might help you.

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Dealing with these Debts? Bankruptcy Might be the Answer

Just about anyone can find themselves in financial turmoil and be forced to file for bankruptcy, but there are some circumstances that make a person more prone to filing. A variety of factors can lead to financial struggles, but if you are dealing with any of these three types of debt, you could be a better candidate than other for bankruptcy:

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What You Should Know about Predatory Lending

Predatory lending has driven many people into dire financial straits. There was a time when borrowing money was cut-and-dry, and when a person signed up for a loan he or she knew exactly what to expect. Now lending money is big business and unfortunately, there are lenders that have gone to extremes to take advantage of consumers trying to build a better life.

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Georgia Bankruptcy FAQs

If the thought of filing for bankruptcy in Georgia has crossed your mind, but you aren’t sure it’s the right option for you, chances are you have quite a few questions. Before committing to bankruptcy, it’s important to have an expert assess your circumstances and help you determine the best way to proceed.

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Contact Us

Brunswick, Georgia
2225 Gloucester St.
Brunswick, GA 31520
Tel: (912) 554-3774 | Fax: (912) 262-0285
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Hazlehurst, Georgia
22 Hinson St.
Hazlehurst, GA 31539 
Tel: (912) 375-5620 | Fax: (912) 375-2681
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Jesup, Georgia
198 S. Macon St.
Jesup, GA  31545
Tel: (912) 554-3756 | 888.280.1437
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