R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

Will Bankruptcy Ruin My Life?

will bankruptcy ruin my life

No one sets out on the path to bankruptcy with enthusiasm. Financial challenges are something nobody wants. But unfortunately, for some, it’s the only option. If you’re considering bankruptcy, you might wonder about its lasting impact on your life. The truth is that bankruptcy can have both short-term and long-term consequences. Understanding these consequences is […]

Can You Add Debt to Chapter 13?

Chapter 13 bankruptcy is designed to help people struggling with debt who want to repay their creditors over time. It requires you to create a repayment plan that lasts three to five years. Of course, life doesn’t always go according to plan, and circumstances can change. If you find yourself in a situation where you […]

Does Bankruptcy Clear Child Support Arrears?

does bankruptcy clear child support arrears

Financial challenges can often lead people to file for bankruptcy, which provides them with some relief from the overwhelming debts and financial struggles. One question many people have when they file for bankruptcy is whether it clears their child support arrears. The answer to this question is not straightforward. It depends on the type of […]

Is Alimony Dischargeable in Bankruptcy?

is alimony dischargeable in bankruptcy

Divorce is challenging in so many ways. Often, financial concerns are one of the most significant sources of stress in a divorce. When alimony payments add to the existing financial burden, the situation can become overwhelming. What happens when you pay alimony and must file for bankruptcy? Can alimony be discharged like other debts? Is […]

should you file for bankruptcy before or after divorce

Divorces can be emotionally and financially exhausting. For couples struggling with debt, the process can get even more complicated. When your marriage is on the rocks and you’re facing financial hardship, declaring bankruptcy could be a smart decision to get back on track with your finances. But what if you’re also considering a divorce? Should […]

Can I Keep One Credit Card During Bankruptcy?

can i keep one credit card during bankruptcy

If you are considering filing for bankruptcy, you are probably wondering what will happen to your credit cards. A common question that many people have is whether they can keep one credit card during the bankruptcy process. While the answer depends on your unique situation, in some cases, it is possible to keep one credit […]

What’s Better Bankruptcy or Debt Settlement?

what's better bankruptcy or debt settlement

Debt can be overwhelming and can leave you feeling like there’s nowhere left to turn. But when it comes to settling your debts, there are different paths you can take, two of which are bankruptcy and debt settlement. It’s essential to understand the pros and cons of both options so that you can make an […]

can you file bankruptcy with money in the bank

Giving up all of your assets is one of the most daunting aspects of filing for bankruptcy. Nobody wants to have to part with their hard-earned money and possessions. Fortunately, this is rarely the case when you file for bankruptcy. There are many ways to protect your assets, at least some of them when you […]

Foreclosure is a frightening and overwhelming experience. It’s something nobody wants, but for some, it’s unavoidable. Luckily, you have options. For some bankruptcy is the best route. Will bankruptcy stop foreclosure? It can, but it’s not always a simple process. When you’re behind on your mortgage payments, it’s important to understand all of your options […]

can you file for bankruptcy if you don't have a job

Financial troubles are incredibly stressful, especially when you don’t have steady employment. Many people wonder if bankruptcy is a path out of financial turmoil. But can you file bankruptcy if you don’t have a job? The answer is yes, although there are some considerations to keep in mind. Here’s what you need to know. Bankruptcy […]

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