R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

medical debt collections

Medical debt rarely starts with a big decision to take on an expense. It starts with an ER visit you didn’t plan for. It might arise after a procedure you didn’t fully understand the cost of, or a bill you thought insurance handled. The bills pile up, the calls start rolling in, and eventually, the […]

student loan discharge in bankruptcy

Student loans are often described as “non-dischargeable.” That phrase gets repeated so often that many people assume bankruptcy can’t help them with student loan debt. This isn’t entirely true. There is a legal pathway to discharging student loan debt in bankruptcy. It’s narrow. It’s demanding. But it exists, and it centers on one concept: undue […]

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