R. Flay Cabiness II

Understanding Undue Hardship: When Student Loans Might Be Discharged

Student loans are often described as “non-dischargeable.” That phrase gets repeated so often that many people assume bankruptcy can’t help…

2 weeks ago

Can You Ever Escape Student Loan Debt? What Bankruptcy Means for Borrowers

If you’re carrying student loan debt, you’re not alone. Millions of borrowers are juggling payments while trying to build a…

3 weeks ago

Why Do I Still Owe Old Student Loans I Thought Were Paid Off?

It can feel shocking to open a letter or see a credit report entry showing student loan debt you believed…

3 weeks ago

Bankruptcy Myths Busted: 10 Common Misconceptions Debunked

Bankruptcy is often misunderstood. Many people think it’s only for those who are irresponsible with money. Others assume filing means…

2 months ago

Business Bankruptcy Basics: Can Filing Chapter 7 or 13 Help a Small Business Owner?

Running a small business comes with many challenges. Cash flow issues, unpaid invoices, and unexpected expenses can quickly overwhelm even…

3 months ago

The Hidden Costs of Delaying Bankruptcy: What Procrastination Can Mean for Your Finances

Many people put off filing for bankruptcy, hoping their financial problems will resolve on their own. They may wait for…

4 months ago

Bankruptcy and Divorce: Navigating Financial Recovery During Life Transitions

Divorce and bankruptcy are two of life’s most stressful events. Going through both at the same time can feel overwhelming.…

5 months ago

How Bankruptcy Impacts Your Tax Debt: What to Know Before You File

Filing for bankruptcy can help you eliminate many types of debt. But what about tax debt? The answer isn’t simple.…

6 months ago

Bankruptcy Means Test: How It Works and Common Misconceptions

Filing for bankruptcy can feel overwhelming. You may worry about losing everything or feel unsure whether you qualify. One part…

7 months ago

Life After Bankruptcy: 10 Strategies to Rebuild Credit and Confidence

Filing for bankruptcy is a big decision. But it can also be a turning point. It gives you a chance…

9 months ago